Have a question about our services? Here are the answers to our most frequently asked questions. If you cannot find the answer you need here, you can contact us directly at
info@become.co or 02-83180722 and we will be happy to assist.

Become is a premium business loan marketplace. We can help you get a quick and easy loan that’s right for your business. We do not provide the loans ourselves – we provide an online service to match you with the right business lender. Through our partnerships with Australia’s leading business lenders, we can bring you multiple loan offers through one simple application.

You can get a business loan in 3 quick and easy steps:

  • Step 1: Complete our quick online check to see if you qualify
  • Step 2: Complete your application form through our easy-to-use web app and select your preferred loan providers
  • Step 3: Receive multiple loan offers, choose the one that’s right for you and get the money within a few days!
Become is an independent service provider to SMEs in Australia. Because we don’t provide the loans ourselves, we are working for you in order to help you find the right loan from the right lender.
These are the main benefits of choosing Become:

  • Easy online application
  • Receive funds within days
  • Flexible terms to suit your business
  • Get up to $500K for any business purpose
  • No charge to apply
  • High approval rate
  • Personalised customer service
The minimum loan available from our partners is $5,000, and the maximum is $500,000. Most of the loans available are unsecured, which means that you generally don’t have to tie up your business assets. Repayments are flexible and are based on your monthly turnover. Loan terms are from 1 month up until 15 months.
Applying for a loan through the Become website takes just a few minutes. Our loan partners generally approve qualified loan applications quickly.
If you seem likely to qualify for a loan based on your online application, one of our account managers will contact you shortly thereafter for more information. If you are approved, you will quickly receive loan offers from the lenders that you selected. Choose your preferred loan provider, and you will receive your funds within a few business days. Please note that this time frame depends on the loan provider receiving all required documentation timeously. If you need more urgent funding, please contact us and we will do our best to expedite the process for you.
    • Minimum monthly turnover of $4,000
    • Operating for at least 6 months
    • 3-6 months of business bank statements
    • Driver’s license of the business owner

Please note: Depending on your lender, other financial criteria may apply.

There is no charge to apply for a loan and applications are obligation-free. 
Yes, the loans are unsecured. No security is required for the loan, which means that you do not tie up your business assets. All that is needed is a personal guarantee from the majority owner of the business.

Loans are granted to Australian businesses across all industries, including the following:

  • Real Estate
  • Hospitality
  • Retail & Fashion
  • Manufacturing
  • Hair & Beauty
  • Automotive
  • Trade & Labour
  • Cleaning Services
  • Many more industries

The business loans from our lending partners can be used for any business purpose. It is up to you to decide how you want to use the money. These are some of the most common ways that customers have used their loans:

  • Increase cash flow
  • Pay expenses
  • Purchase stock
  • Hire more employees
  • Equipment upgrades
  • Renovations/refurbishments
  • Marketing
  • TAX/BAS payments
Business loan repayments are not based on interest rates. Instead, you get a total payback amount, which is agreed upfront. This payback amount is based on your business type and your loan term. This loan structure is beneficial for your business cash-flow because you will know your total costs upfront.