Asset Based Loans & Finance Options for Businesses
1
2
3
4
5
  • How Asset Based Loan Financing Works

    Quick & easy loans within 3 hours*

    Become in the news

    "Become (formerly Lending Express) sees tremendous potential for SMB lending outside of traditional banks. Amirav estimates that a mere 1% of the $1 trillion in total SMB loans -- or $10 billion -- is offered by alternative lenders like Lending Club and On Deck."

    "Through focus and careful prioritization, you'll achieve your higher-level goals faster, opening up new windows of opportunity."

    "Become (formerly Lending Express) is fundamentally changing the nature of business lending and empowering SMEs with the tools they need to get their ventures off the ground."

    "Become (formerly Lending Express) is now the largest business of its kind in Australia – even though they only set foot on the continent a month ago. "

Your data is secure
Our customer rating
9.6

Asset-Based Loans for your Business

An asset-based loan is a business loan which carries collateral in the form of assets, such as business equipment, inventory, and assets from balance sheets. When a business cannot ensure that its cash flow can cover the loan, the lender can approve the loan based on the overall value of the business's assets.

 

Customer Testimonials

  • Everything was pretty cool

    I was connected to a lender, and everything was done with the click of a button.

    *Actual customer testimonials. Photos are illustrative only.
  • Quick and Simple

    Very stress-less and quick process. They were extremely attentive - other places were just not listening. Best customer service I have received

    *Actual customer testimonials. Photos are illustrative only.
  • Self-explanatory

    The process was easy. Everything was self-explanatory and understandable. I didn't have any problems from start to funding.

    *Actual customer testimonials. Photos are illustrative only.
  • Everything was good

    Everything was good! I will for sure return for repeated business.

    *Actual customer testimonials. Photos are illustrative only.
  • Efficient process

    The process was pretty good! It met my expectations with its service and speed.

    *Actual customer testimonials. Photos are illustrative only.
  • Pretty easy overall

    It was very straight forward, no complaints and a quick approval process.

    *Actual customer testimonials. Photos are illustrative only.
  • The website was great!

    The website was great! The staff was great! They always kept in contact with me and made sure that I had everything I needed!

    *Actual customer testimonials. Photos are illustrative only.
  • 5 out of 5

    The process was fast and very easy. I didn't encounter any problems from the beginning of the application to when I was funded.

    *Actual customer testimonials. Photos are illustrative only.
  • Great company

    Everything was great. Thanks for the help.

    *Actual customer testimonials. Photos are illustrative only.
  • Very transparent process

    It was a quick and simple process, very easy and transparent.

    *Actual customer testimonials. Photos are illustrative only.

Why Businesses Love Us

1 Application
Gets you multiple loan options
$0 Costs
Don't pay a cent for our service
0 Obligation
Compare offers without committing

How It Works

Apply online in minutes
Funds in as little as 3 hours
All your funding offers in one place
Understand & improve your fundability
Apply Now

Important To Know

Asset-based loan interest rates are low
When comparing the rate of interest to alternative loans, in particular, unsecured business loans, the interest rates on asset-based loans is considerably lower and this alone is always a major plus for business owners seeking funding for small businesses. The primary reason for the low rates is because the business's assets can be used as collateral in the event that repayment cannot be made.

New equipment can be purchased
Asset-based loans enable businesses to acquire new and improved equipment, and of the highest quality. New equipment significantly boosts productivity levels and increases output due to fewer repairs required and lower maintenance costs. This saves ample amounts of business capital for everyday business operations.

Asset-based loans have tax benefits
Though capital allowances, businesses which have taken out asset-based loans are eligible for tax benefits in certain cases. These benefits come in the form of financial deductions corporation tax bills. A major advantage is that these allowances are available on a multitude of business inventory and equipment.

 

50+ Trusted Partners

Ready to
become more?

Apply now

Searching Funding Offers

  • OnDeck
  • Kabbage
  • Bluevine
  • Fundbox
  • SmartBiz
  • Target Advance
  • Fora Financial
  • Headway Capital
  • Idea Financial
  • Expansion Capital Group
  • LoanBuilder
  • LoanMe
  • Bitty Advance
  • Everlasting Capital