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Business financing

Funding that understands how your industry gets paid.

A restaurant, a trucking fleet and a dental practice have almost nothing in common except the gap between paying out and getting paid. Eleven industries below, and lenders in our network who already know the shape of yours.

3-minute form · no hard credit pull to see options · always free to you
Browse by industry

Find your trade

Not listed? It does not matter. We fund every for-profit industry, and the form routes you on your numbers rather than your category.

Restaurant loans

Food cost moves weekly, covers swing with the season, and the kitchen breaks when you can least afford it. Margins are thin enough that a single bad month shows up in the bank balance.

Typically funds: Fit-outs and refurbishments, kitchen equipment, stock, and bridging a quiet season.
Restaurant loans

Construction loans

You pay for materials and labour at the start of a job and get paid at the end of it, sometimes much later. Winning bigger work makes that gap bigger, not smaller.

Typically funds: Working capital across the payment gap, materials up front, plant and crew for a new contract.
Construction loans

Trucking loans

Fuel, maintenance, insurance and compliance all bill on their own schedule, while freight invoices sit at 30 or 60 days. One truck off the road is revenue you do not get back.

Typically funds: Buying or replacing trucks, fuel and repair costs, and covering slow-paying freight invoices.
Trucking loans

Dental practice loans

Chairs, imaging and sterilisation equipment are six-figure decisions, and insurance reimbursement arrives long after you have paid your staff and your suppliers.

Typically funds: Equipment and technology, fitting out a new surgery, buying into or buying out a practice.
Dental practice loans

Manufacturing finance

Raw materials are bought in volume and paid for long before the finished goods are sold. Add a cyclical order book and cash can be tight in exactly the months you are busiest.

Typically funds: Machinery, raw materials and inventory, and funding a large order through production.
Manufacturing finance

Franchise funding

The franchise fee, the fit-out and the opening stock all land before your first day of trading, and royalties and marketing levies start immediately after it.

Typically funds: Franchise fees and build-out, opening a second or third location, working capital in year one.
Franchise funding

Auto repair shop loans

Diagnostic kit and lifts are expensive and date quickly, parts have to be on the shelf before the car arrives, and the big jobs are the ones that tie up most cash.

Typically funds: Tools, lifts and diagnostic equipment, parts inventory, and adding a bay or a service line.
Auto repair shop loans

Retail store loans

Stock has to be bought and sitting on the shelf months before the season it sells in, and a quarter of the year can carry most of the trade.

Typically funds: Seasonal inventory, a new location or an online channel, fit-out and marketing.
Retail store loans

Contractor loans

Subcontracting means carrying materials and payroll on your own books until the main contractor pays, and retention can hold back part of the money for months after the work is signed off.

Typically funds: Payroll and materials between draws, tools and vehicles, taking on a bigger job than your cash allows.
Contractor loans

Realtor loans

Commission income is lumpy and unpredictable, but marketing, listings, office costs and staff are monthly. The gap between closings is where most agents feel the squeeze.

Typically funds: Marketing and listing costs, office and staff overhead, and bridging the wait between commissions.
Realtor loans

Hotel loans

Rooms, roofs and lifts need maintaining whether they are occupied or not, and the off season still has a full payroll and a full utility bill attached to it.

Typically funds: Refurbishment and room upgrades, off-peak operating costs, and property maintenance.
Hotel loans
How it works

One form, every lender that fits.

STEP 01

Tell us about the business

Trading history, monthly revenue, your industry, what the money is for. About three minutes, and no hard credit pull.

STEP 02

We match 45+ lenders

Industry is one of the things the match score weighs, because some lenders are far better at a trade than others.

STEP 03

Compare real offers

A ranked wall of actual, personalised offers rather than a list of logos. Read the total cost, not just the headline rate.

STEP 04

You choose

Talk to whoever you want, or nobody. The service is free to you either way, and 8 years in, that has not changed.

Find out what you qualify for

One form, 45+ lenders, and a ranked wall of real offers at the end of it. Free, and no obligation to take any of them.