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Businsess Loans > Lender Reviews > Shift
Businesses are recognized as the driving force behind the economy and the heart of the community, each having their own unique set of complexities and opportunities. Shift is dedicated to providing financial certainty to businesses, enabling them to operate and grow with a range of credit and payment products across the working capital, asset finance, and trade credit markets.
Pros:
- Tailored Financial Products: Credit and payment solutions are designed to meet the specific needs of each business.
- Technology Enabled: Advanced technology helps businesses trade, pay, and access funds efficiently.
- Expert Support: Dedicated business specialists offer personalized support and expertise.
- Proven Growth: 65% of customers have seen a 10% or more increase in their compound annual growth rate (CAGR) since 2019.
Cons:
- Eligibility Requirements: Specific criteria may limit access for some businesses.
- Complex Product Range: A variety of products might require careful consideration to choose the right one.
- Technology Dependence: Reliance on technology might be a challenge for less tech-savvy businesses.
Why Shift?
We're for Growing Business
Shift focuses on established small and medium-sized businesses (SMEs) with $1m - $10m annual revenue. Since 2019, 65% of Shift's customers have experienced a 10% or more increase in their compound annual growth rate (CAGR).
Technology Enabled Shift's credit and payment products are powered by advanced technology, helping businesses trade, pay, and access funds seamlessly.
250+ Employees Shift's team, from underwriters to engineers, is committed to delivering better business outcomes for customers.
Business Specialists Combining business expertise, a relationship focus, and powerful technology, Shift helps SMEs operate more effectively.
Shift’s Credit and Payment Products
Shift's credit and payments products allow businesses to take control of their cash flow, streamline trade terms, and choose the right financial products for their ever-changing needs. The company is focused on bringing the same level of digitization that consumers enjoy every day to the business world, allowing SMEs to manage their finances with ease, flexibility, and control.
Products Made for Business Shift provides a credit limit specific to every business. Knowing their limit gives customers a consistently clear view of how much capital is available, as well as control over when and how to use the funds.
Supporting Business Growth
Since its establishment in 2014, Shift has provided over $2.5 billion in funding to support the growth aspirations of Australian businesses. With a focus on technology, expert support, and tailored financial solutions, Shift empowers businesses to achieve their goals and thrive in a competitive market.
Businesses are encouraged to explore Shift's offerings and discover how these financial solutions can help fuel their growth and streamline their operations.
