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The ranking on this site is determined by Top Business Lenders at its sole discretion, based upon, inter alia, accessibility of the various sites, scope of the services offered and other factors. The ranking should NOT be relied upon for accuracy purposes. To provide you this service free of charge, we embed links to the provider sites that assign us referral commissions. We guarantee that this arrangement does not cause any bias to the offers we display, although it may impact the ranking structure. Terms of Use

Highlight Overview

Established 2014

Address New York, NY

4.6
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Loan Period

3-12 months

Loan Range

$10,000-$500,000

Pros

  • Funding in 24 hours
  • Low credit scores welcome
  • Funds for any purpose

Cons

  • Not for startups
  • Limited products
  • No personal loans

Bottom Line

SOS Capital provides quick cash advances to small businesses with low credit ratings.

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Full Review

SOS Capital provides cash advances to small businesses, regardless of their credit rating. They buy a business’s future receivables, often credit card transactions, at a discount in exchange for a cash advance. Their funding is immediate and they have a 95% approval rate.

What We Like Best

  • Funding within 24 hours
  • Flexible terms
  • No restrictions on loan purpose

Loan Features

  • Type of loan - Cash Advance
  • Loan Amount - $10,000-$500,000
  • Repayment Terms - Daily or weekly
  • Purpose of loan - Any business purpose

Requirements for Loan

  • Minimum time in business - 12 months
  • Minimum FICO score 500
  • 3 months of most recent bank statements
  • 3 months of most recent merchant statements - if applicable

Application Process

You can apply online for an SOS Capital cash advance. The process is simple, transparent and quick.

Safety & Security

SOS Capital has secure processes in place so that your information is protected at all times.

Bottom Line

SOS Capital is a good solution for businesses with lower credit ratings that need fast funding with flexible terms.

 

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

Quick Facts About SOS

Cash advance
95% approval rate

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