{"id":19055,"date":"2024-06-04T12:36:57","date_gmt":"2024-06-04T09:36:57","guid":{"rendered":"https:\/\/new.become.co\/blog\/?page_id=19055"},"modified":"2025-02-21T22:26:38","modified_gmt":"2025-02-21T20:26:38","slug":"kapitus","status":"publish","type":"page","link":"https:\/\/www.become.co\/blog\/kapitus\/","title":{"rendered":"Kapitus"},"content":{"rendered":"\n<p data-sourcepos=\"3:1-3:96\"><strong>Looking for a quick and easy loan to fuel your small or medium-sized business (SMB)? Kapitus streamlines the application process and gets you funded fast, potentially within 24 hours.<\/strong><\/p>\n<p data-sourcepos=\"3:1-3:96\"><a href=\"https:\/\/new.become.co\/apply\/\"><strong>GET LOAN OFFERS NOW<\/strong><\/a><\/p>\n<h2 data-sourcepos=\"5:1-5:40\">Here&#8217;s what makes Kapitus stand out<\/h2>\n<ul data-sourcepos=\"7:1-7:1\">\n<li data-sourcepos=\"7:1-7:1\"><strong>Speed:<\/strong> Get approved in as little as 4 hours and funded within 24 hours of approval.<\/li>\n<li data-sourcepos=\"8:1-8:40\"><strong>Flexibility:<\/strong> Choose daily, weekly, or monthly repayments to fit your cash flow.<\/li>\n<li data-sourcepos=\"9:1-9:129\"><strong>Revenue-Based Financing:<\/strong> Ideal for businesses with consistent revenue streams, allowing you to leverage future earnings for growth.<\/li>\n<\/ul>\n<h2 data-sourcepos=\"11:1-11:26\">What you need to know<\/h2>\n<ul data-sourcepos=\"13:1-20:125\">\n<li data-sourcepos=\"13:1-13:36\"><strong>Loan amounts:<\/strong> Up to $5 million<\/li>\n<li data-sourcepos=\"14:1-17:60\"><strong>Minimum requirements:<\/strong>\n<ul data-sourcepos=\"15:5-17:60\">\n<li data-sourcepos=\"15:5-15:25\">2 years in business<\/li>\n<li data-sourcepos=\"16:5-16:29\">$250,000 annual revenue<\/li>\n<li data-sourcepos=\"17:5-17:60\">650 credit score (may be higher than some competitors)<\/li>\n<\/ul>\n<\/li>\n<li data-sourcepos=\"18:1-18:85\"><strong>Fees:<\/strong> Include origination fee (varies by amount), $20 ACH fee, or $50 wire fee.<\/li>\n<li data-sourcepos=\"19:1-19:94\"><strong>Pros:<\/strong> Fast approval, flexible repayments, ideal for businesses with fluctuating revenue.<\/li>\n<li data-sourcepos=\"20:1-20:125\"><strong>Cons:<\/strong> Higher fees than traditional loans, stricter requirements, doesn&#8217;t automatically build credit (but self-reporting is possible).<\/li>\n<\/ul>\n<h2 data-sourcepos=\"22:1-22:29\">Is Kapitus right for you?<\/h2>\n<p data-sourcepos=\"24:1-24:20\"><strong>Consider Kapitus if:<\/strong><\/p>\n<ul data-sourcepos=\"26:1-30:0\">\n<li data-sourcepos=\"26:1-26:24\">You need funding fast.<\/li>\n<li data-sourcepos=\"27:1-27:26\">Your revenue fluctuates.<\/li>\n<li data-sourcepos=\"28:1-28:49\">You&#8217;re an established business looking to grow.<\/li>\n<li data-sourcepos=\"29:1-30:0\">Your credit score is fair to good.<\/li>\n<\/ul>\n<p data-sourcepos=\"31:1-31:17\"><strong>Keep in mind:<\/strong><\/p>\n<ul data-sourcepos=\"33:1-37:0\">\n<li data-sourcepos=\"33:1-33:55\">Kapitus has higher financing costs than some lenders.<\/li>\n<li data-sourcepos=\"34:1-34:47\">They primarily offer revenue-based financing.<\/li>\n<li data-sourcepos=\"35:1-35:62\">Eligibility requirements are stricter than some competitors.<\/li>\n<li data-sourcepos=\"36:1-37:0\">Building credit requires self-reporting.<\/li>\n<\/ul>\n<h2 data-sourcepos=\"38:1-38:19\">Ready to apply<\/h2>\n<p data-sourcepos=\"40:1-40:127\">Kapitus offers a streamlined application process. However, weigh the pros and cons against your specific needs before applying.<\/p>\n<p data-sourcepos=\"42:1-42:214\">Overall, Kapitus is a strong option for SMBs needing fast and flexible funding. Their rapid approval and funding times can be a game-changer, but be sure to factor in the higher costs and stricter requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking for a quick and easy loan to fuel your small or medium-sized business (SMB)? Kapitus streamlines the application process and gets you funded fast, potentially within 24 hours. GET LOAN OFFERS NOW Here&#8217;s what makes Kapitus stand out Speed: Get approved in as little as 4 hours and funded within 24 hours of approval. [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":19057,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-lender.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19055","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kapitus - Business Funding | become.co<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.become.co\/blog\/kapitus\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kapitus - Business Funding | become.co\" \/>\n<meta property=\"og:description\" content=\"Looking for a quick and easy loan to fuel your small or medium-sized business (SMB)? 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