Become, formerly Lending Express (learn more)
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Highlight Overview

Loan Period

Up to 10 years

Loan Range



  • Easy qualification requirements
  • Fully transparent
  • No collateral required


  • Not available in all states
  • Origination fees
  • For-profit businesses only

Bottom Line

LoanMe provides flexible small business loans to SMBs that would typically struggle to get funding from traditional lenders

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Full Review

LoanMe is a great option for SMBs that find it difficult to get funding from traditional lenders, as their qualification requirements are very relaxed. The only drawback is that they don’t provide funding in all states, but if you own a business in one of the relevant states, then it could be the solution for your business. They offer a no-worry guarantee to residents of California, whereby applicants have 7 days to change their minds with no questions asked.

What We Like Best

  • Full transparency
  • Easy to qualify
  • No collateral required
  • Flexible options

Loan Features

Type of Loan: Unsecured business loan
Loan Amount: $3,500-$250,000
Term of Loan: Up to 10 years

Requirements for Loan

  • Minimum 2 months in business earning income
  • For-profit business
  • Business bank account 
  • Personal credit 500+

Application Process

The LoanMe application is online and they state on their website that their application takes 5 minutes to complete.

Safety & Security

LoanMe is a BBB accredited business and is secured by digicert. The company is committed to responsible lending. 

Bottom Line

If you are a new business looking for a loan, then you’ll appreciate LoanMe’s relaxed lending requirements and flexible approach to business funding.


Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.


Quick Facts About LoanMe

Unsecured small business loans
California no-worry guarantee

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