Become, formerly Lending Express (learn more)
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Highlight Overview

Loan Period

13-52 weeks

Loan Range

$5,000 - $500,000


  • Fixed repayment fee
  • Available in all 50 states
  • Flexible & customizable


  • Not for startups
  • Limited products
  • No personal loans

Bottom Line

LoanBuilder, a PayPal Service*, offers customizable short-term business loans with a single, fixed pre-determined fee, which may help you with cash-flow management.

Check to see if you're Eligible for a LoanBuilder Loan *

Check Eligibility

Full Review

Previously a product of Swift Financial, LoanBuilder, a PayPal Service* may be an attractive option for SMBs looking for flexible short-term funding with predictable fees.

What We Like Best

  • Customizable and flexible
  • Fixed-fee repayment
  • A PayPal service

Loan Features

Type of Loan: Short-term business loan
Loan Amount: $5K-$500K
Term of Loan: 13-52 weeks

Requirements for Loan

  • At least 9 months in business
  • Personal credit score 550 or above
  • Minimum $42,000 in annual revenue
  • Business based in the U.S.

Application Process

It takes just a few minutes to check eligibility online for LoanBuilder funding. You need to provide your personal and business information and upload required documentation.

Safety & Security

LoanBuilder uses encryption to help keep your information guarded.

Bottom Line

If you’re looking for a short-term business loan with flexible, transparent terms, or if you’re finding it difficult to get traditional business funding, then LoanBuilder may be a good option for you.


Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.


*The lender for LoanBuilder Loan is WebBank, Member FDIC. This is an invitation to apply and not an offer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible.


Quick Facts About LoanBuilder

PayPal service
Short repayment terms

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