Become, formerly Lending Express (learn more)
How we rank
The ranking on this site is determined by Top Business Lenders at its sole discretion, based upon, inter alia, accessibility of the various sites, scope of the services offered and other factors. The ranking should NOT be relied upon for accuracy purposes. To provide you this service free of charge, we embed links to the provider sites that assign us referral commissions. We guarantee that this arrangement does not cause any bias to the offers we display, although it may impact the ranking structure.

Top Business Lenders does not specifically endorse the ranked sites. The data presented on this site and any possible use of it is subject to our Terms of Use

Highlight Overview

Loan Period

12, 18, 24 months

Loan Range



  • Bank-level security
  • Revolving credit
  • Transparent terms


  • Not for startups
  • Limited to $100K
  • No personal loans

Bottom Line

Leading provider of flexible credit lines for US small-to-medium businesses

Check if you Qualify for a Headway Capital loan

Get Headway Capital Loan

Full Review

Headway Capital provides flexible credit lines to SMBs, allowing its customers to draw funds as and when needed.

What We Like Best

  • Pay interest only on funds drawn

  • Transparent terms 

  • Flexible schedule

  • Bank-level data protection

Loan Features

Type of Loan: Line of Credit

Amount: Up to $100K

Term: 12, 18, 24 months

Requirements for Credit Line

  • Business operating for at least 1 year

  • Minimum annual revenue of $50,000

  • Located in one of the 36 eligible states

Application Process

Applying for funding through Headway Capital is simple through one easy online application.

Safety & Security

Headway Capital uses state-of-the-art security technology to protect all information at all times, including McAfee SECURE™, Verisign™ and Secure Socket Layer (SSL) encryption. The company performs daily website scans to check for malware, suspicious redirections as well as any malicious JavaScript.

Bottom Line

Headway Capital puts security before all else and provides a safe, fast and easy alternative to bank loans.


Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

Quick Facts About Headway Capital

Line of credit
Part of Enova International (NYSE: ENVA)

Get a Headway Capital Business Loan Quote

Sending Details... Please Wait

Thank you for applying!

In a few seconds, you'll be redirected to our online form to complete your loan application.

Complete your loan application now

Click Here

Check if you qualify for a
Business Loan

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
By clicking "GET LOAN OFFERS", you are indicating that you have read and agree to our Privacy Policy and Terms And Conditions.